Prior to these general recommendations, I suggest you have a way to keep track of expenses. This gives a clear idea of what you spend daily, weekly or monthly and will help reduce costs, if necessary. 1) acknowledge the fact that you are in debt and forgive yourself. If you are in denial, often repeating pattern. 2) reduce monthly costs. For example, as soon as gas prices increase, the monthly cost of gas has risen from $ 200 to $ 450 500.00. In an attempt to reduce the cost of gas, I stopped to take a trip in miniature every day.
Also, my husband was driving my car during the weekend, as it is cheaper than gas. 3) If you are a person who makes several trips to the grocery store during the month, reducing the number of, alternative health insurance, visits to once a month, except for fresh vegetables. This will reduce the number of times you have to put gas in the car. Today, it costs more, just leave the house to get food and go to work. 4) With an increase in utility bills start to repair their home now and get a programmable thermostat and set it at a certain temperature so that it automatically goes on.
5) Alternatively, get a second job temporarily raise additional revenue. If married, this should be a person who has the ability to generate additional profits. I do not recommend marketing opportunities at many levels. 6) for a person in debt - if you're out for the weekend, to get the output of temporary work and put money into the account of their regular income. 7) If you have a cell phone and regular phone that both have a great distance, the new estimates of the two phones. This can be expensive to have both a long distance.
Maybe you can delete the current phone and use the phone only if the majority of callers number.8) Where to stay at home mom, in my opinion, children should not attend day. This is an unnecessary expense. 9) Be cautious in their investments when it comes to their children., alternative health insurance, For example, a child of six months does not need clothes. They should be dressed. Propose to introduce the mother of the team, "where you and your friends will be able to change clothes by gender and age.
I have a couple of mothers, alternative health insurance, wore, that he wants everyone to be able to buy in the store 10.) Cost a toilet for adults: you really need to do my nails every week? "Could you put the money in the account? If you do if your hair fabric, Perm, braids or painted every week - What you need to go to high-end salon or can go to Great Clips the same thing: "I'm not saying he does not indulge, but many times more closely you need ? 11) the maintenance of your car when necessary, but going to a car wash in a week is not.
You can wash your car at home. Reevaluating what you spend your money. 12) If you are a man who loves to eat , cut a couple of times a, alternative health insurance, month, you eat. began to cook at home, why not buy food for the month. 13) Entertainment - whether to go to the cinema, bar or happy hour - these expenses times . For example, Back to 7.50 am on the rights (for both is $ 15.00, before getting the food, which would cost an additional $ 15.00) is that you need to see the movie now or could wait for three months, and watching DVDs.
option.14 Netflix is),, alternative health insurance, add the amount you invest in a machine in a week when you are at work, if you work outside the home. Considering snacks home.15) insurance diseases - if you have a job and the use of COBRA health insurance until they find another job, find an alternative to COBRA health insurance payments. I remember the first time I stopped working at the law firm, we used COBRA Almost half years, and the price has doubled. Before the second extension, which is a general insurance and has saved us a lot of money.
** Ibid every structure in these tough economic times. But this time should be so that you can not enjoy
วันศุกร์ที่ 19 กุมภาพันธ์ พ.ศ. 2553
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